COBRA and Medicare: If You Don't Know the Rules You Can Get Bitten What is COBRA? COBRA stands for Consolidated Omnibus Budget Reconciliation Act and requires employers with 20 or more employees to offer an 18-month continuation of group health coverage. Eligible...

A Colorado Special Enrollment Period (SEP) will run from January 1, 2021, to June 30, 2021. During this time, you will be able to change from Medicare Supplement Plan F to Plan G without any medical underwriting. You will be able to change plans just by submitting a...

Telehealth Due to the Coronavirus effective March 6, 2020, Medicare has temporarily expanded its coverage of Medicare telehealth services. Expanding the coverage means that people will be able to get coverage from more places, including their homes, using a wider...

Durable Medical Equipment as defined by Medicare is reusable medical equipment that is medically necessary due to injury or illness. Examples of DME are blood sugar monitors, walkers, crutches, wheelchairs, and home oxygen equipment and their accessories.

What Medicare Will Cover? Testing Medicare Part B covers a test to check if you have the coronavirus. The test will be covered when your doctor or other health care provider orders it. You will pay no out-of-pocket costs. Hospitalization If you are diagnosed with the...

Understanding Medicare can be a daunting task. Not only are there many Medicare options, but Medicare jargon can be confusing. There is Original Medicare, Medicare Supplement plans, Medicare Advantage plans, and Medicare Drug Plans. Below is important information for...

Many people wonder if Medicare will cover Home Health Services. The good news is yes, Medicare will cover services that were once only offered only in a hospital or a doctor’s office. Before Medicare will cover health care services in your home you must meet certain...

CMS (Centers for Medicare and Medicaid Services) has released the 2020 Medicare Costs for Medicare Part A and Medicare Part B. The Medicare Part A inpatient hospital deductible will increase to $1,408.00, an increase of $44.00 from the 2019 deductible. Unlike the...

As we approach the Medicare Annual Election Period (AEP) that runs from October 15 thru December 7, you are going to start receiving a ton of mail. Plans in your area, your current Medicare Advantage or your Medicare Prescription Drug plan and possibly mail from...

This article explains the coverage of diabetic supplies and services that are covered under Original Medicare along with a  Medicare Prescription Drug plan (Part D) Original Medicare is fee-for-service coverage. Medicare will usually pay the hospitals, doctors, and...

Like most answers that involve Medicare, it depends.   The Basics Let us start with the Medicare basics. When you turn 65, you become eligible for Medicare. Upon turning 65, you have a seven-month window to enroll in Medicare that begins three months before you...

What is a second opinion? A second opinion is when you talk with a doctor other than your regular doctor to get another opinion on a particular health problem and their treatment options. When your doctor advises you that you have a health problem that requires...

CMS (Centers for Medicare and Medicaid Services) has released the 2019 premiums for Medicare inpatient hospital (Part A) and physician and outpatient services (Part B). The Part A inpatient hospital deductible will increase to $1,364.00, an increase of $24.00 from the...

Recently I needed to see a specialist for a medical problem I was experiencing. After several visits, the problem was resolved and I am now good as new. After the first visit, the doctor’s office sent an invitation to create an account on their website where I would...