Lately, I have had people asking me about enrolling in a Medicare Supplement plan when they have a pre-existing condition. They want to know can they get coverage and if they can, if it will affect their rates.
First off, know that yes, you can enroll in a Medicare Supplement and no, it will not affect your rates. (more…)
A few months ago, I posted about the new Medicare cards that will begin being mailed in April 2018. The new cards will no longer contain our social security number and will be replaced with what is called a Medicare Beneficiary Number or MBI.
The change is part of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) which requires CMS to remove Social Security numbers from Medicare cards by April 2019. As stated above CMS will begin mailing the new cards in April 2018. (more…)
As you already may know, Original Medicare (Medicare Part A & B) does not pay all hospital or doctor costs. Additionally, Original Medicare has no maximum on out-of-pocket costs. (more…)
Medicare Supplements are plans offered by private insurance companies that help pay some or all of the deductibles, coinsurance, and copayments that Original Medicare does not pay. (more…)
As most of us already know, the best way to stay healthy is by maintaining a healthy lifestyle. A healthy lifestyle includes eating well, exercise, not smoking, and maintaining a healthy weight.
Medicare can help you live healthier by paying all or part of preventive services that can detect certain diseases. Preventive services may include lab test, shots, screenings, and exams. There are also programs for counseling and education, as well as health monitoring. (more…)
Lew Barr Insurance Agent 970-773-0220
Specializing in Medicare plans for seniors.
