Grand Valley Senior Benefits (970) 773-0220

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Medicare Supplements and Pre-Existing Conditions

Medicare Supplements and Pre Existing ConditionsLately, I have had people asking me about enrolling in a Medicare Supplement plan when they have a pre-existing condition. They want to know can they get coverage and if they can, if it will affect their rates.

First off, know that yes, you can enroll in a Medicare Supplement and no, it will not affect your rates.  (more…)

Medicare Open Enrollment

Here is a short video from the folks at CMS (Centers for Medicare and Medicaid Services) about Medicare Open Enrollment. Most Medicare recipients know that October 15 to December 7 is the Medicare Open Enrollment Period (OEP). During this time, you may make changes to your Medicare Advantage or Medicare prescription drug plan. Any changes made during this time will take effect on January 1. (more…)

Veterans and Medicare

Veterans and Medicare Are you a retired service member enrolled in Tricare or are you a veteran eligible for VA health care? First, from one veteran to another, thank you for your service to our country. (more…)

Understanding Medicare Annual Election Period

The Difference Between Plan F and Plan GAs most Medicare recipients know, October 15 to December 7 is the Medicare Annual Election Period. During this time, you may make changes to your Medicare Advantage or Medicare Prescription Drug plan. Any changes made during this time will take effect on January 1. (more…)

Some Seniors Surprised To Be Automatically Enrolled In Medicare Advantage

You may think you have original Medicare, but a health insurance company can enroll a member of its marketplace or other commercial plan into its Medicare Advantage coverage when that individual becomes eligible for Medicare. Called “seamless conversion,” the process requires the insurer to send a letter explaining the new coverage, which takes effect unless the member opts out within 60 days. (more…)