Part D late enrollment penalty

When you purchase a Medicare Supplement you also need to purchase a Medicare Part D prescription drug plan. Some people maybe under the impression that if they are not taking any prescription drugs, they do not need a prescription drug plan. Unfortunately, that is not the case. (more…)

Your Medicare Coverage Options

Medicare Coverage OptionsA brief video from CMS (Centers for Medicare and Medicaid Services) about the different ways to obtain your Medicare coverage. You may obtain your Medicare coverage either through Original Medicare along with a Medicare Supplement and a Prescription Drug Plan or through a Medicare Advantage Plan. (more…)

Medicare Doesn’t Cover Everything

Medicare Doesn't Cover EverythingMedicare doesn’t cover everything. If you need services that Medicare doesn’t cover, you’ll have to pay for them out of pocket unless you have other insurance that covers these services. (more…)