Some Seniors Surprised To Be Automatically Enrolled In Medicare Advantage

You may think you have original Medicare, but a health insurance company can enroll a member of its marketplace or other commercial plan into its Medicare Advantage coverage when that individual becomes eligible for Medicare. Called “seamless conversion,” the process requires the insurer to send a letter explaining the new coverage, which takes effect unless the member opts out within 60 days. (more…)

Part D late enrollment penalty

When you purchase a Medicare Supplement you also need to purchase a Medicare Part D prescription drug plan. Some people maybe under the impression that if they are not taking any prescription drugs, they do not need a prescription drug plan. Unfortunately, that is not the case. (more…)