Grand Valley Senior Benefits (970) 773-0220

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Captive Agents vs Independent

Captive Agent vs Independent Agent – What is the Difference?

I specialize in Medicare Supplement (also known as Medigap) plans for seniors in Colorado and represent all Medicare Supplement Plan types. Medicare Supplement plans help pay all or some of the costs (depending on your plan) that Original Medicare does not cover.

When looking to purchase insurance many people just look for an agent who sells the type of insurance they want to purchase. However, not all agents are the same, even though they may sell the same products. Consumers should decide whether to work with a captive agent or an independent agent.  (more…)

Medicare Supplement Plans Colorado

Medicare Supplement Plans ColoradoI specialize in Medicare Supplements (also known as Medigap) plans for seniors in Colorado and represent all Medicare Supplement Plan types. Medicare Supplements help pay some of the cost-Original Medicare does not cover. Receive no-cost Medicare advice from an independent insurance agent. (more…)

Colorado: A Great Place to Retire

Medicare Plans ColoradoI moved to Colorado in 1974 and immediately fell in love with the Centennial State. I have always known that Colorado was a great place to live, especially for people who enjoy the great outdoors. (more…)

Medicare Supplements and Pre-Existing Conditions

Medicare Supplements and Pre Existing ConditionsLately, I have had people asking me about enrolling in a Medicare Supplement plan when they have a pre-existing condition. They want to know can they get coverage and if they can, if it will affect their rates.

First off, know that yes, you can enroll in a Medicare Supplement and no, it will not affect your rates.  (more…)